![]() I’ll first point out some major differences between the two Amex cards and then get into the details of the Centurion Card’s benefits. Many of these benefits are similar to what is offered by the Platinum Card but not all of them are. I would try to keep your credit score at at least 740+ to give yourself a good shot (but obviously the spend requirement is more important). It’s not clear what the credit score requirements are for the Centurion Card but as you’d expect, you’ll need to have an excellent credit score (some say it should be established for several years as well). Amex Centurion Card credit score requirements However, if your spend is in the range of $300,000+ annually and you don’t receive an invite, you can inquire with American Express and just let them know you’re interested in the card. There are some mysterious factors that go into the selection process that we just don’t know so it’s hard to ever guarantee that you’ll get a shot at the Centurion Card. ![]() Just because you spend $350,000+ in a year, that does not mean that you’ll be invited to apply for the Centurion Card. The total amount of spend is calculated based on the spend across all of your American Express cards attached to your name.īut note that these are not concrete spending requirements. If you’re going for the personal Centurion Card you’ll have to spend around $250,000 (although some say $350,000). There is no official spend requirement for the Centurion Card.įor the business version of the Centurion Card, once you spend around $500,000 (or possibly $450,000) in a calendar year you might receive an invitation. To get invited to apply for the Amex Black Card it’s all about your annual spend. There are actually two versions of it: the personal Centurion Card and the business Centurion Card. The Amex Black Card, officially known as the “American Express Centurion Card,” is the most prestigious black card on the market. Tip: Use the free app WalletFlo to help you travel the world for free by finding the best travel credit cards and promotions! Visa Black Card Morgan Reserve Card (previously known as the J.P. Note: There is no Chase Black Card although they do offer the J.P. While similar in name, these cards are very different from each other as I will explain below.
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